Buying and selling
Stamp Duty Calculator
Transfer duty, land titles fees and first home buyer concessions for every state and territory, using 2026-27 rates.
Property will be
You are buying
About you
First home buyer
Foreign purchaser
Stamp duty
$27,937.00
- Mortgage registration fee
- $182.73
- Transfer registration fee
- $182.73
- Total government charges
- $28,302.46
New South Wales rates and thresholds, 2026-27
Transfer duty
| Dutiable value | Duty |
|---|---|
| $0 to $18,000 | $1.25 per $100 |
| $18,000 to $38,000 | $225 plus $1.50 per $100 over $18,000 |
| $38,000 to $103,000 | $525 plus $1.75 per $100 over $38,000 |
| $103,000 to $387,000 | $1,662 plus $3.50 per $100 over $103,000 |
| $387,000 to $1,290,000 | $11,602 plus $4.50 per $100 over $387,000 |
| $1,290,000 to $3,870,000 | $52,237 plus $5.50 per $100 over $1,290,000 |
| Over $3,870,000 | $194,137 plus $7.00 per $100 over $3,870,000 |
First home buyersFirst home buyers pay no duty on a home up to $800,000, with a concession up to $1,000,000. Vacant land: no duty up to $350,000, with a concession up to $450,000.
Foreign purchasersAn additional 9% of the property value applies to foreign purchasers of residential property.
How this calculator works
- Rates and thresholds apply to contracts signed in the 2026-27 financial year.
- First home buyer results assume you meet your state's rules, including citizenship or permanent residency, living in the home and never having owned property in Australia.
- Concessions for pensioners, off-the-plan purchases and other special cases are not included.
- Land titles fees for registering the transfer and the mortgage are shown separately. Victoria assumes electronic lodgement unless you choose paper.
- Grants shown are first home owner grants for new homes and are subject to each state's caps and conditions.
- Your conveyancer or the state revenue office will confirm the exact duty payable.
Results are general estimates only and are not credit, tax or financial advice. They do not take your objectives, financial situation or needs into account. Check the figures with a licensed professional before making a decision.
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