Event Insurance
Public liability, cancellation, and property damage cover for any event.
In short
Event Insurance protects organisers of weddings, festivals, corporate functions, exhibitions and community events against public liability claims, venue or equipment damage, and financial loss from cancellation or postponement. Small Events Liability suits gatherings of up to 500 people. Kasana Insurance Brokers arranges cover for one-off and recurring events.
Event Insurance
Event Insurance is essential for any individual or organisation planning an event. Whether it is a corporate function, wedding, concert, exhibition, festival, trade show, or charity event, proper insurance helps protect you from unexpected financial risks.
Organising an event involves many moving parts, and even a small incident can result in costly claims. Event Insurance helps safeguard you against liabilities and losses that may arise before, during, or after the event.
01Small Events Liability
One-off, non-renewable public liability cover for gatherings with up to 500 attendees.
02Events Liability
General public liability cover for larger or higher-risk events such as festivals, concerts, and conferences.
03Event Cancellation
Financial protection if an event is cancelled, postponed, restricted, abandoned, or relocated.
What Does Event Insurance Cover?
Depending on the policy selected, Event Insurance may provide cover for:
- Financial losses due to event cancellation or postponement caused by bad weather or non-appearance of performers
- Damage to event venues, equipment, or hired property
- Public liability claims for third-party personal injury or property damage
- Legal liability arising from negligence by event staff or organisers
This insurance is designed to protect event organisers against legal and financial responsibility related to injuries or property damage involving third parties.
Events We Commonly Cover
Small Events Liability is a one-off, non-renewable public liability cover designed for smaller gatherings with up to 500 attendees, including:
- Cultural events
- Engagement parties
- Weddings and commitment ceremonies
- Anniversary functions
- Christening and religious events
- Art exhibitions
- Under-18 discos
- AGMs, meetings, and presentations
- Corporate functions
- Birthday celebrations (excluding 18th & 21st birthdays)
Events Liability Insurance
This policy provides general public liability cover for larger or higher-risk events, including:
- Festivals and fairs
- Music and entertainment events
- Theatre productions
- Exhibitions and conferences
- Trade and promotional events
It protects organisers against third-party injury or property damage claims during the event.
Event Cancellation Insurance
Event Cancellation Insurance provides financial protection if an event is cancelled, postponed, restricted, abandoned, or relocated due to circumstances beyond your control. Key features:
- Optional cover for outdoor events affected by adverse weather
- Cover for reasonable costs incurred to minimise losses
- Protection for rescheduling or relocation expenses
Who Needs Event Insurance?
- Event organisers
- PR agencies
- Corporate planners
- Wedding planners
- Community & cultural event organisers
Liability Fire Protection Insurance
This cover is suitable for businesses involved in fire protection products and services, including:
- Supply, installation, and maintenance of fire extinguishers, hose reels, and hydrants
- Fire alarm systems, fire doors, pumps, and emergency lighting
- Sprinkler and alarm testing services
- Retail and wholesale product sales
- Incidental design work
- Training and surveying services, including bushfire risk assessments
Event Insurance questions.
Do I need insurance for a one-off event?
Most venues require organisers to hold public liability cover, even for a single event. Small Events Liability is a one-off, non-renewable policy designed for gatherings of up to 500 attendees.
Does event insurance cover cancellation due to weather?
Event Cancellation Insurance can include optional cover for outdoor events affected by adverse weather, along with rescheduling and relocation expenses and reasonable costs incurred to minimise losses.
Which events are excluded from Small Events Liability?
Higher-risk events such as 18th and 21st birthday parties are typically excluded from small events cover. Larger or higher-risk events such as festivals, concerts and theatre productions are covered under Events Liability Insurance instead.
Compare Quotes & Choose the Right Event Cover
Get a quick event insurance quote with Kasana Insurance Brokers. We help you find the right cover so you never pay for anything unnecessary.