Business Pack Insurance
Property damage and business interruption cover for your premises and income.
In short
Business Pack Insurance bundles property cover for your premises, equipment and contents with business interruption cover for lost income after an insured event such as fire, theft or storm. It suits small and medium businesses across Australia. Kasana Insurance Brokers tailors the pack to your size, industry and risk exposure.
Business Pack Insurance
Business Pack Insurance provides essential protection for your business premises, contents, and operations against loss, damage, theft, and unexpected interruptions. It also helps cover financial losses if your business is disrupted due to an insured event.
Every business faces different risks, which is why choosing the right level of cover is crucial. We help you select a tailored insurance solution that aligns with your business size, industry, and risk exposure.
01Premises & Contents
Loss or damage to business premises, equipment, and contents.
02Business Interruption
Financial loss caused when an insured event disrupts your trading.
03Insured Events
Protection against fire, theft, storm, and accidental damage.
Who Needs Business Pack Insurance?
Small and medium businesses across Australia rely on Business Pack Insurance to safeguard their operations. Whether you run a service-based or customer-facing business, the right cover helps protect your income and assets. Common businesses that may require cover include:
- Accountants
- Finance & Mortgage Brokers
- Restaurants & Cafés
- IT Professionals
- Cleaning Services
- Car Wash Businesses
- Auto Dealers
- Hair & Beauty Salons
- Real Estate Agencies
- Trade & Construction Businesses
What Does Business Pack Insurance Typically Cover?
- Loss or damage to business premises, equipment, and contents
- Financial loss caused by business interruption
- Protection against insured events such as fire, theft, storm, and accidental damage
What Is Generally Not Covered?
- Professional negligence, errors, or omissions related to professional services
- Flood damage (unless specifically included)
- Known claims or existing circumstances before policy commencement
Choosing the Right Business Insurance
Even if your business is small, it represents a significant investment. Having the right insurance ensures you are protected against unexpected financial setbacks. Depending on your operations, you may need:
- Public Liability Insurance to access work sites or client locations
- Professional Indemnity Insurance for contractual requirements
- Glass & Property Cover if your business operates from rented premises
At Kasana Insurance Brokers, we help you assess your risks and arrange the most suitable Business Pack Insurance, ensuring complete protection without unnecessary costs.
Business Pack Insurance questions.
What does a Business Pack typically include?
Loss or damage to business premises, equipment and contents, financial loss from business interruption, and protection against insured events such as fire, theft, storm and accidental damage. Optional sections can include glass, money and machinery breakdown.
Does Business Pack Insurance cover professional negligence?
No. Professional negligence, errors and omissions are excluded from a Business Pack and are covered by Professional Indemnity Insurance instead.
Is flood covered under a Business Pack?
Flood is generally excluded unless it is specifically included in your policy. If your premises are in a flood-prone area, ask us to confirm flood cover before you buy.
Compare Quotes & Choose the Right Business Insurance
Get a quick business insurance quote with Kasana Insurance Brokers. We help you find the right cover so you never pay for anything unnecessary.