First home buyer
Estimate repayments, stamp duty and the other costs of buying your first home.
Calculators
Run the numbers before you sign.
28 free calculators for home loans, property costs, savings and tax, built on 2026-27 rates and thresholds.
Start with what you are planning.
Refinancing a property
Weigh up a new loan against your current one, including fees and intro rates.
Investing in property
Test interest-only, split loans and the long-run case for buying.
Loan repayments
What you pay, and how to pay it off sooner.
Loan comparison
Find the true cost behind the headline rate.
Borrowing power
Your income, the way a lender sees it.
Every calculator
Savings, tax and loan calculators to work through your scenarios. Each one opens on its own page with the assumptions behind it.
- Home loan repaymentsLoan Repayment CalculatorAdjust rates and terms to compare different home loans.
- Buying and sellingBorrowing Power CalculatorUse your details to estimate how much you could borrow.
- Home loan repaymentsInterest Only Mortgage CalculatorWork out your repayments on an interest-only home loan.
- Buying and sellingStamp Duty CalculatorFind out how much stamp duty you'll have to pay on a home.
- Income and taxIncome Tax CalculatorSee exactly how much tax you'll pay on your income.
- Savings and budgetingSavings CalculatorSee how much you can grow your savings.
- Compare and refinanceComparison Rate CalculatorUse interest rates and fees to compare the true cost of different loans.
- Home loan repaymentsExtra Repayment CalculatorSee the difference additional payments will make on your home loan.
- Home loan repaymentsLump Sum Repayment CalculatorCalculate how much a lump sum payment on your loan will save you.
- Home loan repaymentsHow Long to Repay CalculatorWork out how long it will take to pay off your loan.
- Home loan repaymentsSplit Loan CalculatorWork out the costs of splitting your loan into a fixed and variable loan.
- Home loan repaymentsHome Loan Offset CalculatorEstimate how much interest you'll save by using your savings to offset your home loan.
- Home loan repaymentsIntroductory Rate Loan CalculatorCalculate what happens to your loan with an introductory or 'honeymoon' rate.
- Compare and refinanceLoan Comparison CalculatorCompare two home loans side by side, including fees and intro rates.
- Compare and refinanceLeasing CalculatorWork out lease or asset finance repayments with a residual.
- Buying and sellingProperty Buying Cost CalculatorSee what buying will cost you on top of the purchase price.
- Buying and sellingProperty Selling Cost CalculatorFind out how much it will cost to sell your property and see where to save.
- Savings and budgetingCompound Interest CalculatorSee how much your savings can grow over time.
- Savings and budgetingBudget PlannerUse your income and expenses to better plan your spending.
- Savings and budgetingCredit Card CalculatorWork out your savings if you pay more than the minimum payment.
- Buying and sellingReverse Mortgage CalculatorSee how much equity you can access in your home and calculate the costs of the loan.
- Income and taxIncome Annualisation CalculatorWork out your annual income from the money you've received so far this year.
- Income and taxIncome Gross Up CalculatorFind the gross income you need for a given take-home pay.
- Savings and budgetingSavings Goal Calculator: How Long to SaveSee how long it will take to reach your savings goal.
- Savings and budgetingSavings Goal Calculator: How Much to DepositWork out how much to deposit regularly to reach your savings goal.
- Home loan repaymentsFortnightly and Weekly Repayment CalculatorEstimate how much faster you repay by paying fortnightly or weekly.
- Compare and refinanceMortgage Switching CalculatorSee what it costs to move your loan to a new lender and what you could save.
- Buying and sellingRent vs Buy CalculatorCompare the long-term cost of renting with buying a home.
These calculators give general estimates only, based on the assumptions shown and the details you enter. They are not credit, tax or financial advice and do not take your objectives, financial situation or needs into account. Rates, thresholds and fees change, so check the figures with a licensed professional before you make a decision.
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